Property Owners

FEMA’s 2017 preliminary FIRMs may change your property’s flood risk which could affect your flood insurance rates and purchase requirements once these new FIRMs become effective. Building and construction requirements for your property could be affected as well. Be involved in the mapping process so that you understand the changes and how you may be impacted.

  • The 90-day appeals process started on February 15 and goes thru May 15, 2018. See the Map Adoption Process page for specifics.  All appeal information needs to be to submitted thru your municipality.  The municipality will then submit all consolidated comments to FEMA.  The preferred method of submission is digital.
    • Digital submission are recommended, handled more efficiently, and should be sent to: [email protected]
    • For submittals sent via standard mail, please use the following address:
      Attention: Robert J. Schaefer, Senior Civil Engineer
      FEMA Region II Mitigation Division
      26 Federal Plaza, Room 1807
      New York, New York 10278
    • For submittals sent via FedEx, UPS, or other overnight delivery services, please use the following address:
      Attention: Robert J. Schaefer, Senior Civil Engineer
      FEMA Region II Mitigation Division
      1 World Trade Center
      52nd Floor-Mail Room
      New York, New York 10007

After the FIRMs are finalized…

Take measures to protect yourself from future flooding, such as:

Protecting your home from flooding doesn’t have to cost a lot of money. Here are examples of some simple changes that can make a big difference:

  • Use flood damage resistant materials for walls, floors, and other parts of a building that are below the Base Flood Elevation (BFE).
  • Improve drainage and reduce excess rainwaterDrains that get blocked and rainwater that is not absorbed into the ground can cause flooding. Install gutters and downspouts; use gravel, pavers or grass for parking areas, driveways, and patios; add plants and trees to your property; and clear brush and trash away from drains.
  • Raise utility systems and applianceselevate the main breaker or fuse box and meters, air-conditioning units, furnace, water heaters or other heavy appliances that could be damaged during a flood.
  • Install sewer backflow valves or check valves to protect buildings from sewage backups.
  • Anchor fuel tanksUnanchored fuel tanks can easily be moved by flood waters which can pose a serious threat to you and your property.

Remember, before making changes to your property, contact your municipal officials to make sure you understand any building and permitting requirements that will apply. They can also provide information about federal and state grants and funding which may be available to help you too.