Flood Insurance Rate Maps (FIRMs)

The Federal Emergency Management Agency (FEMA) provides Flood Insurance Rate Maps (FIRM) which delineate special flood hazard areas and specific flood risk zones.  This information is used to determine:

  • flood insurance requirements
  • flood insurance rates
  • where local floodplain development regulations apply

FEMA has begun the process of updating Morris County FIRM by releasing preliminary FIRM and Flood Insurance Studies (FIS) in February 2016 and revised maps in August 2017. The adoption of these new maps will take 18-24 months.  Until these new preliminary FIRM are formally adopted, the existing FIRMs will be in effect as the basis of flood insurance premiums/rates and floodplain regulations.

FEMA is releasing the preliminary FIRM/FIS to provide local officials and property owners the opportunity for input early in the map adoption process.

This updated flood hazard information will help municipalities, residents and businesses plan for and reduce the risk from flooding in the future.  Start taking steps now to keep your communities and families safe from flood risk.

Know Your Risk

Understand the risk of flooding in your area so that you will know how future floods may affect you and if specific flood insurance and building requirements apply to your property (or will apply in the future). View the preliminary FIRMs to find out your specific flood risk.

Know Your Role

Learn about your role in the map update process as a municipal official or as a property owner (homeowner, renter or business owner) and how you can reduce flood risk to your property and your community.

Take Action!

Use FEMA flood hazard data to make informed decisions to reduce your flood risk, such as rebuilding/recovery efforts or purchasing flood insurance.