Property Owners

FEMA’s 2016 preliminary FIRMs may change your property’s flood risk which could affect your flood insurance rates and purchase requirements once these new FIRMs become effective.  Building and construction requirements for your property could be affected as well.  Be involved in the mapping process so that you understand the changes and how you may be impacted.

  • Review your property’s 2016 Flood Insurance Rate Map (FIRM) flood hazard designation:
  • If you believe the flood hazard information on the preliminary FIRM is incorrect, contact your municipal engineer or administrator. Please be prepared to bring supporting information, e.g. elevation certificate.  For details, please go to the Map Adoption Process “Feedback” section.
  • Attend FEMA’s Open House meeting (date TBD) and discuss your concerns
  • Review the Quick Reference GuideNJ Quick Guide to Floodplain Management

After the FIRMs are finalized…

Take measures to protect yourself from future flooding, such as:

Protecting your home from flooding doesn’t have to cost a lot of money. Here are examples of some simple changes that can make a big difference:

  • Use flood damage resistant materials for walls, floors, and other parts of a building that are below the Base Flood Elevation (BFE).
  • Improve drainage and reduce excess rainwaterDrains that get blocked and rainwater that is not absorbed into the ground can cause flooding. Install gutters and downspouts; use gravel, pavers or grass for parking areas, driveways, and patios; add plants and trees to your property; and clear brush and trash away from drains.
  • Raise utility systems and applianceselevate the main breaker or fuse box and meters, air-conditioning units, furnace, water heaters or other heavy appliances that could be damaged during a flood.
  • Install sewer backflow valves or check valves to protect buildings from sewage backups.
  • Anchor fuel tanksUnanchored fuel tanks can easily be moved by flood waters which can pose a serious threats to you and your property.

Remember, before making changes to your property, contact your municipal officials to make sure you understand any building and permitting requirements that will apply. They can also provide information about federal and state grants and funding which may be available to help you too.